DID YOU PURCHASE
A MOTOR VEHICLE
ON FINANCE AFTER 2007?
You could be owed around £830 per claim4,
No win, no fee3.
FIND OUT WHETHER YOU MAY BE ENTITLED TO COMPENSATION
Great news, the Financial Conduct Authority (FCA) has announced a mass redress scheme. It’s estimated that up to 37%4 of vehicles purchased on finance were mis-sold, including some lenders allowing higher interest rates to be charged, so you could have overpaid! Millions of people are unknowingly affected.
Your household could receive up to £2,0861. That's because the average household contains 2 adults, our analysis identifies an average of 3.4 vehicle finance agreements per person, and around 37% of agreements may be affected. With average compensation estimated at £829 per eligible agreement, many households could have significant compensation opportunities. Be part of a potential payout worth up to £10 billion! It's estimated that around 12.1 million finance agreements were affected, meaning many drivers could be entitled to compensation.
Car & motor finance claims have been featured in BBC News, ITV, and The Telegraph.
Please be aware that you can make a free motor finance mis-selling claim directly with your lender, through the FCA redress scheme, or via the Financial Ombudsman Service. We can do the work for you, but you do not need to use a claims management company or law firm to make a claim.
Please see our Key Information for further details.
You can claim for:
Our highly experienced claims management team is here to help.
SIT BACK WHILE WE DO THE HARD WORK
It's a simple 3 step claim process:
We locate your agreements
Our system links with major credit reference agencies and vehicle registration databases enabling us to find all car finance agreements connected to you, even if you've changed your name or moved address. This includes agreements dating back to 2007 which are often hard for individuals to trace.
We handle everything
Your claim is handed to our partner law firm who ensure your lender provides exact information related to how much you were overcharged on your vehicle finance.
The heavy lifting starts
Once all of the evidence related to your claims is collected, the law firm will negotiate directly with your lenders and work to recover your compensation, all on a No win, no fee3 basis. Meanwhile, you can sit back and relax.
OUR CUSTOMERS LOVE US
Ready to Start Your Claim?
Let our experienced team help you recover the money you may be owed from your car finance agreement.
WERE YOU MIS-SOLD CAR OR MOTOR FINANCE?
The FCA car finance investigation into hidden commissions revealed that lenders allowed brokers and car dealers to increase interest rates to earn better commissions, so you could have paid more without knowing!
See whether you may be eligible to make a claim. It only takes 60 seconds to check if you're a victim of vehicle finance mis-selling with our online eligibility checker.
COMMON SIGNS OF MIS-SOLD CAR FINANCE
Thousands of drivers faced these unfair practices. Sound familiar? You may have been a victim of mis-sold vehicle finance.
Hidden Commissions
Were you kept in the dark about commission?
Interest Rate Changes
Were rates modified without your knowledge?
Sales Pressure
You were pushed into signing the agreement.
Unclear Costs
Additional fees weren't properly disclosed to you.
Key Information
Average £2,086 per household1
Household refund values are based on data published by the Office for National Statistics (ONS) and the Financial Conduct Authority (FCA), together with analysis of vehicle finance agreements identified through our process. Calculations assume 2 adults per household and 3.4 vehicle finance agreements per person. FCA data indicates average compensation of £829 per agreement and that 37% of agreements may be affected. Eligibility and compensation will vary and are not guaranteed.
FCA motor finance update2
As a result of its review of the motor finance industry, the FCA announced a consumer redress scheme in March 2026. The scheme is currently subject to legal challenge. This does not affect our claims process, and we will continue to keep our customers informed of further developments.
No Win No Fee3
We will run a free vehicle finance check. If we find you may be eligible, we will refer your claim(s) to our law firm partner My Law Matters (MLM). We will let you know before we do this. MLM will submit eligible claims to your lender(s) on a no win no fee basis. If successful, MLM's fee is between 15% to 30% + VAT (18% to 36% total) of the amount recovered. MLM may charge a fee if you cancel after the 14-day cooling off period, this will be explained in their documentation which we will send to you. MLM pay Your Claim Matters a referral fee for claims referred, this is not payable by you.
Information Sources4
The FCA have estimated that individual claims will be worth an average of £829. For detailed information regarding potential claim values and the FCA's estimate of the number of vehicle finance agreements that were mis-sold, please refer to https://www.fca.org.uk/news/statements/fca-consults-motor-finance-compensation-scheme and https://www.fca.org.uk/publication/policy/ps26-3.pdf (page 12)
Alternative Ways To Claim
Please be aware that you can make a free motor finance mis-selling claim directly with your lender, through the FCA redress scheme, or via the Financial Ombudsman Service. We can do the work for you, but you do not need to use a claims management company or law firm to make a claim. See Your Claim Matters Terms & Conditions and Key Facts for full details including all fees applicable on payout of your claim.